That's what I want! I want my mugger to be able to receive payment instantly with just my unconscious thumb print or better with just my phone and any password he has time to beat out out me... I can cancel the transaction!? A great incentive to leave me dead...if his app can get around all the more obvious draw backs.... it might be worth something at that... But 25 Mill up front seems like a lot of faith...in things not yet seen